does state farm cover lost jewelry

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  • Is jewelry covered under State Farm homeowners insurance?

  • At State Farm, your personal jewelry is covered under your homeowner’s insurance policy as long as you signed up for the Personal Articles Policy when purchasing the insurance. File a police report with your local police station if the jewelry was stolen.

  • How much does homeowners insurance cost for jewelry?

  • Typically, Progressive charges 1% to 2% of the total value of your jewelry for one year of coverage. State Farm is a great choice for those who feel they need jewelry insurance but don’t require a high coverage limit. Coverage limits for jewelry under State Farm鈥檚 standard homeowners insurance policies start at $2,500.

  • How do I file a jewelry claim with State Farm?

  • In order for a jewelry claim to be approved by State Farm, you must have a photograph of the item as well as a receipt or appraisal documentation, and the item’s purchase dates and serial numbers, when available.

  • Does homeowners insurance cover necklaces stolen from family members?

  • For example, if your home is burglarized while you’re away on vacation and thieves steal a necklace that has been in your family for generations, your policy will cover part of its value 鈥?up to a maximum limit defined by your specific policy.

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