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Is jewelry covered under State Farm homeowners insurance?
At State Farm, your personal jewelry is covered under your homeowner’s insurance policy as long as you signed up for the Personal Articles Policy when purchasing the insurance. File a police report with your local police station if the jewelry was stolen.
How much does homeowners insurance cost for jewelry?
Typically, Progressive charges 1% to 2% of the total value of your jewelry for one year of coverage. State Farm is a great choice for those who feel they need jewelry insurance but don’t require a high coverage limit. Coverage limits for jewelry under State Farm鈥檚 standard homeowners insurance policies start at $2,500.
How do I file a jewelry claim with State Farm?
In order for a jewelry claim to be approved by State Farm, you must have a photograph of the item as well as a receipt or appraisal documentation, and the item’s purchase dates and serial numbers, when available.
Does homeowners insurance cover necklaces stolen from family members?
For example, if your home is burglarized while you’re away on vacation and thieves steal a necklace that has been in your family for generations, your policy will cover part of its value 鈥?up to a maximum limit defined by your specific policy.
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