do jewelry stores finance engagement rings

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  • How can I finance an engagement ring?

  • 1 Jewelry Store Financing. Purchasing an engagement ring at a jewelry store has its perks. … 2 Credit Card. Another option to finance an engagement ring is to put it on a credit card. But this approach takes some planning. 3 Personal Loan. When financing an engagement ring, taking out a personal loan should be your last resort. …

  • Do any jewelry stores offer payment plans for engagement rings?

  • Here are some jewelry stores that offer payment plans or finance for engagement rings, and what they offer: Deferred interest if you pay in full within a 6-month promotional period (minimum $1,000 purchase). 9.90% APR on 24 monthly payments (minimum $2,000 purchase, account must be in 鈥済ood standing鈥?.

  • Can you finance jewelry from a jewelry store?

  • Jewelry Store Financing All major jewelry stores offer financing, with many promoting interest-free financing for 6 to 12 months. But these offers come with a catch: miss a payment or fail to pay off the balance in time, and you鈥檒l pay a lot more.

  • Should you buy your engagement ring with a credit card?

  • It has no annual fee and a generous cash rewards program. So if you can pay off the ring before the promotional APR expires, a credit card might be your best option. One might even argue that you could buy your ring with a 0 percent credit card, even if you had the cash to do it.

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