can you insure jewelry for loss

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People also ask

  • Does jewelry insurance cover lost jewelry?

  • Luckily, if you have jewelry insurance (and hopefully car insurance, too), your insurance will cover the losses. It鈥檚 also important to make sure your coverage is worldwide, so if you travel outside of the country and lose your jewelry, it can still be replaced.

  • How much does scheduled jewelry insurance cost?

  • Scheduled jewelry insurance can be attached to your existing policy or it can be completely separate. Scheduled jewelry insurance normally costs around $1 to $2 per $100 worth of jewelry per year. This means to insure $20,000 worth of jewelry could cost you $200 to $400 per year.

  • How do I insure my jewelry?

  • To properly cover your jewelry against loss, theft or damage you need to insure it individually within your household policy. This is called scheduling your jewelry or adding a rider to your policy.

  • Can I buy jewelry insurance without homeowners or renters insurance?

  • If you don鈥檛 have homeowners or renter鈥檚 insurance, you may be able to purchase stand-alone coverage from a provider that specializes in insuring jewelry. Some jewelers offer such policies or can recommend a company that does.

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